:root{
  --ink:#17202A;
  --muted:#5D6874;
  --paper:#ffffff;
  --soft:#F8F9FB;
  --line:#E5E7EB;
  --accent:#0B2D5B;
  --accent2:#C9A96A;
  --max:1160px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family: Arial, Helvetica, sans-serif;
  color:var(--ink);
  background:var(--paper);
  line-height:1.6;
}
a{color:inherit;text-decoration:none}
.wrap{max-width:var(--max);margin:0 auto;padding:0 24px}
header{
  position:sticky;top:0;z-index:10;
  background:rgba(255,255,255,.96);
  border-bottom:1px solid var(--line);
  backdrop-filter: blur(8px);
}
.nav{
  min-height:72px;display:flex;align-items:center;justify-content:space-between;gap:24px;
}
.brand{display:flex;align-items:center;gap:14px;font-weight:800;letter-spacing:.04em;font-size:20px;color:var(--accent)}
.brand .jdg{font-family:Georgia,"Times New Roman",serif;font-size:38px;letter-spacing:-4px;line-height:1}
.brand .jdg .g{color:var(--accent2)}
.brand .brandtext strong{display:block;font-family:Georgia,"Times New Roman",serif;font-size:20px;letter-spacing:.03em}
.brand .brandtext span{display:block;font-size:9px;font-weight:700;letter-spacing:.20em;color:var(--muted);margin-top:2px}
.menu{display:flex;gap:22px;align-items:center;font-size:14px}
.menu a:hover{color:var(--accent2)}
.btn{
  display:inline-block;
  padding:12px 18px;border-radius:6px;
  background:var(--accent);color:#fff;font-weight:700;
  border:1px solid var(--accent);
}
.btn.secondary{background:#fff;color:var(--accent)}
.btn:hover{opacity:.92}
.hero{
  padding:88px 0 72px;
  background:linear-gradient(135deg,#0B2D5B 0%,#123E73 100%);
  color:#fff;
  border-bottom:1px solid var(--line);
}
.kicker{
  text-transform:uppercase;letter-spacing:.14em;font-size:12px;font-weight:800;color:var(--accent2);
}
h1{font-family:Georgia,"Times New Roman",serif;font-size:62px;line-height:1.03;margin:14px 0 20px;max-width:900px}
.hero p{font-size:22px;color:#E8EDF4;max-width:820px;margin:0 0 30px}
.actions{display:flex;flex-wrap:wrap;gap:12px}
.section{padding:72px 0}
.section.alt{background:var(--soft)}
.section h2{font-family:Georgia,"Times New Roman",serif;font-size:38px;line-height:1.15;margin:0 0 16px;color:var(--accent)}
.lead{font-size:19px;color:var(--muted);max-width:780px}
.grid3{
  display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:36px
}
.card{
  border:1px solid var(--line);border-radius:10px;background:#fff;padding:28px;
  box-shadow:0 6px 24px rgba(0,0,0,.03);
}
.card h3{font-size:25px;margin:6px 0 10px}
.card p{color:var(--muted)}
.tag{font-size:11px;text-transform:uppercase;letter-spacing:.12em;font-weight:800;color:var(--accent2)}
.textlink{font-weight:800;color:var(--accent);display:inline-block;margin-top:10px}
.offer{
  margin-top:34px;
  display:grid;grid-template-columns:1.2fr .8fr;gap:26px;align-items:start
}
.pricebox{
  background:var(--accent);color:#fff;border-radius:10px;padding:28px
}
.pricebox .price{font-size:44px;font-weight:800;margin:4px 0}
.pricebox p{color:#eef1f4}
.list{padding-left:20px}
.list li{margin:8px 0}
.statement{
  border-left:4px solid var(--accent2);padding:12px 0 12px 22px;
  font-size:25px;line-height:1.4;font-weight:700;margin:28px 0;
}
.steps{
  display:grid;grid-template-columns:repeat(5,1fr);gap:14px;margin-top:32px
}
.step{
  border-top:3px solid var(--accent2);padding:18px 10px 0 0;
  font-weight:700
}
.step span{display:block;color:var(--muted);font-weight:400;font-size:14px;margin-top:6px}
.aboutgrid{
  display:grid;grid-template-columns:1fr 1fr;gap:42px;align-items:start
}
.cta{
  padding:62px 0;background:var(--accent);color:#fff
}
.cta h2{font-size:40px;margin:0 0 12px}
.cta p{max-width:760px;color:#e8edf2;font-size:18px}
.cta .btn{background:#fff;color:var(--accent);border-color:#fff}
footer{
  padding:36px 0;background:#111820;color:#cbd1d7;font-size:13px
}
footer strong{color:#fff}
.small{font-size:12px;color:#8e98a3;margin-top:18px}

.nsg-wrap{display:grid;grid-template-columns:.8fr 1.2fr;gap:40px;align-items:center}
.nsg-logo{background:#000;border-radius:10px;padding:26px;display:flex;align-items:center;justify-content:center}
.nsg-logo img{max-width:100%;height:auto;display:block}

@media(max-width:900px){
  .menu{display:none}
  h1{font-size:46px}
  .grid3,.offer,.aboutgrid,.nsg-wrap{grid-template-columns:1fr}
  .steps{grid-template-columns:1fr 1fr}
}
@media(max-width:560px){
  h1{font-size:38px}
  .hero{padding:64px 0 52px}
  .section{padding:56px 0}
  .steps{grid-template-columns:1fr}
}

.advisory-offers{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px;margin-top:32px}
.advisory-product{background:#fff;border:1px solid var(--line);border-radius:10px;padding:30px;display:flex;flex-direction:column;align-items:flex-start;box-shadow:0 6px 24px rgba(0,0,0,.03)}
.advisory-product h3{font-size:25px;line-height:1.25;margin:9px 0 8px;color:var(--accent)}
.advisory-product p{color:var(--muted);margin:0 0 10px}
.advisory-product .list{margin-top:6px;margin-bottom:20px;padding-left:20px}
.offer-price{font-weight:800;font-size:36px;line-height:1.2;color:var(--accent);margin-top:auto;margin-bottom:20px}
.offer-price span{font-size:13px;font-weight:500;color:var(--muted);display:block;margin-top:6px}
.offer-note{font-size:13px;color:var(--muted);margin-top:20px}
@media(max-width:900px){.advisory-offers{grid-template-columns:1fr}}

/* Multi-page JDG additions */
.pageintro{padding:58px 0 28px;background:#f8f9fb;border-bottom:1px solid var(--line)}
.pageintro h1{font-size:48px;color:var(--accent);max-width:100%;margin:12px 0}
.pageintro .lead{margin:0 0 16px}
nav.menu a[aria-current="page"]{color:#0B2D5B;border-bottom:2px solid #C9A96A}
.mobile-menu{display:none;position:relative}
.mobile-menu summary{cursor:pointer;border:1px solid var(--line);padding:8px 13px;border-radius:6px;font-size:14px;font-weight:bold;list-style:none}
.mobile-menu summary::-webkit-details-marker{display:none}
.mobile-menu .mobile-items{position:absolute;right:0;top:calc(100% + 7px);width:min(86vw,295px);background:white;border:1px solid var(--line);box-shadow:0 6px 16px #0002;border-radius:8px;padding:12px;display:grid;gap:3px}
.mobile-menu .mobile-items a{display:block;padding:8px 10px;font-size:14px;border-radius:4px}
.mobile-menu .mobile-items a:hover{background:var(--soft)}
.coming-soon{font-size:13px;color:#4e5b68;margin-top:14px}
.notice{background:#f6f8fa;border:1px solid #d9e1e9;border-radius:8px;padding:17px 20px;margin-top:20px}
.breadcrumb{font-size:13px;color:var(--muted);margin-bottom:8px}.breadcrumb a{text-decoration:underline}
.section.compact{padding:38px 0}
.footer-nav{display:flex;flex-wrap:wrap;gap:14px;margin:12px 0}
.footer-nav a{color:#d6e0ea;text-decoration:underline}
@media(max-width:900px){.mobile-menu{display:block}.pageintro h1{font-size:38px}}
@media(max-width:560px){.pageintro h1{font-size:32px}}